Топик Personal Expenses (Личные расходы)

[Studentus]

Топик на английском языке о личных расходах студента (personal expenses, personal budget)

Everybody has personal expenses but every person spends money on things in different proportions.

As I am a student I spend 45% of my total expenses on college supplies and transportation. 35 % of my money I use for food and personal care. And I spend the remaining sum rarely, so the rest of the money I save. It is about 20%.

Thinking of a budget is a sure way to save us from a failure. How well we manage our money will influence our quality of life. In the budget we count our income and expenses. Monthly source of income equals to about 1000 rub. But monthly fixed expenses are social card, utilities, transportation, which is also about 1000 rub. It is difficult to be a student and live only on grant. That’s why parents help us. Every day is different. And the amount of next monthly flexible expenses always changes. It includes food, college supplies, clothing and personal use about 2000 rub. I try to entertain myself sometimes when I have some free time. If I am very busy, I do it next time. That’s the reason why entertainment for me is monthly optional expenses.

When we draw up a budget we become more responsible, and our lives get easier.